PHOTOS BY // MIKE NADDEO PHOTOGRAPHY
ELGA CREDIT UNION RECENTLY OPENED THREE NEW BRANCHES – DOWNTOWN FLINT, HOLLY AND LINDEN. THE FINANCIAL INSTITUTION NOW OFFERS SERVICES IN 13 LOCATIONS AND FOUR COUNTIES!
The not-for-profit credit union first opened its doors in 1951 with a single purpose – members helping members. Today, 68 years later, ELGA Credit Union has remained true to its promise: providing the products and services its members want and need, and offering these services in 13 locations.
“We are committed to becoming a financial partner with each of our members, and building strong, lifelong relationships in the communities we serve,” announces Cheryl Sclater, ELGA Credit Union’s public relations manager.
“We are very proud of our humble beginnings and especially pleased that our goal of helping members achieve financial success always has remained our first priority,” Sclater reports.
ELGA Credit Union offers so much more than traditional financial institutions. In addition to savings and checking accounts, loans and mortgages, “we have products and services that match what our 78,000 members need,” reports Anne Kirksey, marketing manager for ELGA Credit Union.
For example, the credit union offers a rewards checking program, children’s savings products, Save Your Change, Save to Win, and a student education program.
In addition, ELGA promotes financial wellness by offering free financial fitness workshops throughout the year. Topics range from budgeting, raising financially responsible children, learning about credit scores and many more.
“One of my personal favorite services of our credit union is the Save Your Change program,” Sclater notes. The amount of each ELGA debit card purchase is rounded to the nearest dollar and the difference is transferred to the members’ ELGA savings account. “In two weeks, I had saved $36!”
The credit union also offers financial education and deposit days at many local elementary schools, and a student run ELGA Credit Union branch at Elisabeth Ann Johnson High School in Mt. Morris.
“We want to teach students at an early age the importance of saving for their future,” Sclater notes. “We offer financial literacy programs in our schools so students have an opportunity to learn basic money management.”
Kirksey points out that ELGA Credit Union is here to help with loan needs, offering both personal and business lending. ELGA listens to the individual circumstances of its members and seeks to help people of all means, incomes and credit scores.
“We look at the whole picture when making lending decisions,” Kirksey explains. “We understand that people may have temporary setbacks, and we are here to help them get through those uncertain times.”
Kirksey and Sclater wholeheartedly agree that it’s the community involvement that sets ELGA Credit Union apart from other financial institutions. “We believe in giving back to the communities we serve. In 2019 alone, we have logged more than 3,000 volunteer hours toward that goal,” Sclater adds.
Two of its best-known community efforts are the ABC-12 ELGA Credit Union Diaper Drive, and Stuff A Blue Goose to benefit the Salvation Army Toy Shoppe. Community involvement and giving back is ingrained in the ELGA Credit Union culture.
Anyone who lives, works, worships, volunteers or attends school in the following counties can join ELGA Credit Union: Genesee, Lapeer, Livingston, Oakland, Saginaw and Shiawassee.
ELGA Credit Union branches are located in Burton, Clio, Davison (two), Fenton, Flint (two), Flushing, Goodrich, Holly, Lapeer, Linden and Saginaw.
What is in the future for ELGA Credit Union?
The financial institution plans to build branch #14 in Grand Blanc next year.
TO LEARN MORE ABOUT ELGA CREDIT UNION, VISIT ITS WEBSITE: WWW.ELGACU.COM