There are two sides to financial success, according to Gary Fisher, president of G. L. Fisher Capital Management, LLC. The first side is building wealth and financial reserves, and the second is protecting and defending them, once you’ve built them. “As strange as it might seem, it’s often easier to build it than it is to keep it, for many people,” he says.
An instinct to protect and defend was built into his psyche. “I grew up in a tough neighborhood, in one of America’s toughest cities – the east side of Flint, Michigan,” Fisher says. “You learned quickly how to build coalitions, protect your family, defend yourself and your friends, and you learned a lot about loyalty. Those are values and lessons that I have carried with me my entire life.”
During a 25-year career in the financial services industry, he has had the opportunity to employ this ethos countless times. “You see a lot in a quarter of a century, which just strengthened my belief that protecting is as important as building, when it comes to wealth strategies. We aren’t taught these things in high school or college.
“We’ve worked with my clients through marriage, divorce, births and deaths, business successes and business challenges. We help people with the big picture: what they want, what they need and what their goals and dreams are. We don’t tell folks what they want to hear to feel good, we tell them what they need to hear to work towards their goals. Sound financial planning doesn’t have to be complicated, and it’s not always sexy. It’s working towards getting the foundation built, and then making sure you put up seawalls in seeking to withstand life’s hurricanes,” Fisher says.
Fisher’s family has been in Michigan for over 100 years and includes French Canadians arriving from Quebec; English and Scots-Irish from Missouri, Tennessee and Arkansas; and some who came from Poland. “My grandmother used to say, ‘We are hard workers!’ That was the highest compliment she could give,” Fisher explains.
They settled in Flint, Detroit and Bay City, employed in the auto, railroad or farming industries. Fisher is proud of his long heritage in the United States, having several ancestors who played a significant role in the nation’s founding, including family members who fought in the Revolution, Civil War and every major American conflict.
The experiences with his own family helped fuel a passion for history. “I am deeply moved by the sacrifices made again and again that built this nation. This includes my mom and dad, who worked to help build a home and create opportunities for me they could only dream of. That’s one of the most important lessons history offers us.
“My hometown of Flint is still a tough place. It’s resilient. It’s unbowed by an almost ceaseless assault of bad luck, bad decisions and bad timing. Through it all the people still persevere.
“I think that’s a heck of a lesson for people when it comes to their finances too. Bad things are going to happen. You’re either leaving a problem, or heading to a new one. It’s not about avoiding the tough stuff, it’s about how well you can respond to it. The challenges we face today are different. Now Americans have to navigate 30- or 40-year retirements that may be devoid of pensions. We need to consider how we can navigate Social Security and Medicare; how to help our kids get the right skills and education and deal with the accompanying debt; and how to plan for long-term care, inflation and taxes.
“That’s one of the most important things we do,” Fisher says. “We help people navigate these challenges. We’ve been doing it for a quarter of a century, and we look forward to many more years of helping people strive to protect and defend what matters most to them.” Fisher recognizes that with his heritage, family history and personal experiences, it’s the only thing that makes sense.
Call Gary today to schedule a complimentary consultation.
Visit us online at GLFisherCapitalManagement.com
Gary L. Fisher, MSA, CDFA, LUTCF, CLTC
Wealth Advisor | Certified Divorce Financial Analyst
Mott Foundation Building | 503 S. Saginaw Street, Suite 700B | Flint, MI 48502
(810) 603-9100 | [email protected]
Securities and financial planning offered through LPL Financial, a Registered Investment Advisor, Member FINRA/SIPC.